Household spending review
For a month that is mostly market cash, transfers, and one or two instalments. You leave with a picture of that month, not with a ranked list of debts.
Tambon Kaluwo Nuea
Repayment plans written for the debts a household already carries.
- Hire-purchase
- Card balances
- Cooperative loans
- Family loans, if stated
01
On the table
The month is built from the papers you can actually bring.
A household in Mueang Narathiwat rarely has one tidy loan. There is a pickup on hire-purchase, a card used for a school-term fee, a cooperative deduction, and sometimes a sum that goes to a parent on the first of the month. Logic Harvest Financial Planning writes those items onto one page before anyone talks about which balance to attack.
Siriwan Phakdee reads the contracts in the room. The written plan stays with the household. Banks and cooperatives keep their own relationship with you; the practice does the planning work and the arithmetic on paper.
02
Flagship engagement
Debt-repayment planning
Two meetings, about three weeks, and a written order the household chooses after seeing both sequences priced in baht.
The fee starts at 8,500 THB for up to five debts. You bring the latest pages, including any family loan you want named. The first meeting lists balance, charge, minimum, and due date. The draft between meetings shows extra money going to the highest interest, and the same extra going to the smallest balance. The second meeting is where you pick.
03
Alongside the plan
Plan check visit
When a Logic Harvest page is already in the house and pay, a child, or a cleared account has changed the month. The visit rewrites that page.
We put the family loan on the sheet because it left the account every month, even though writing it down felt rude. The pickup minimum stayed put. The extra went to the card.
04
From the notes
When the pickup instalment and the card fall in the same week
When a hire-purchase debit and a card minimum land before salary, the useful split is the minimum that keeps a work vehicle and the extra that belongs on the steeper balance. The latest note walks through that week without asking a lender to move a date.
05
Visit or write
The office answers within two working days.
Tambon Kaluwo Nuea, Amphoe Mueang Narathiwat, Narathiwat 96000073541093
info@logicharvest.click
Tuesday to Saturday, 09:00–16:00. Closed Sunday, Monday, and Thai public holidays.